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Banking With a Personalized Touch: Impact of Website Customization Types on Users’ Commitment |
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Abstract:
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It is widely accepted as a truth in the business industry that customization is an indispensable element for viable e-commerce websites. However, some critical questions have been overlooked: does website customization induce users’ commitment to the website more than does its absence? Do certain types of website customizations produce a good effect in enhancing relational bonds with the websites while others are detrimental? The purpose of this paper is to investigate the impact of types of customization on commitment toward the website. Building on the conceptual framework of levels of processing (Craik, F. and Lockhart, R., 1973), this paper identified remembering, comprehension and association as the types of customization. An experiment with pretest-post test control group (N = 100) was designed to assess the impact of these three types of customization on commitment.
The commitment variable is composed of affective attachment, perceived cost and desire to stay with the website. The results indicated that the presence of customization, in general, significantly induce positive affective attachment, perceived cost and a higher tendency to stay with the website than that without any customization. In respect to the types of customization, the comprehension and the association types significantly elicited positive affective attachment, perceived cost and desire to stay with the website. Remembering type was found insignificant on all dependent measures as compared with absence of customization. Implications of the findings are discussed. |
Most Common Document Word Stems:
custom (255), websit (214), type (179), user (159), comput (88), bank (66), commit (59), group (58), person (51), studi (51), differ (49), 2000 (49), p (48), relationship (47), process (46), may (46), associ (45), servic (45), level (44), interact (44), cost (43), |
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Association:
Name: International Communication Association URL: http://www.icahdq.org
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Citation:
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MLA Citation:
| Fung, Timothy. "Banking With a Personalized Touch: Impact of Website Customization Types on Users’ Commitment" Paper presented at the annual meeting of the International Communication Association, TBA, San Francisco, CA, May 23, 2007 <Not Available>. 2009-05-24 <http://www.allacademic.com/meta/p171331_index.html> |
APA Citation:
| Fung, T. K. , 2007-05-23 "Banking With a Personalized Touch: Impact of Website Customization Types on Users’ Commitment" Paper presented at the annual meeting of the International Communication Association, TBA, San Francisco, CA Online <PDF>. 2009-05-24 from http://www.allacademic.com/meta/p171331_index.html |
Publication Type: Conference Paper/Unpublished Manuscript Abstract: It is widely accepted as a truth in the business industry that customization is an indispensable element for viable e-commerce websites. However, some critical questions have been overlooked: does website customization induce users’ commitment to the website more than does its absence? Do certain types of website customizations produce a good effect in enhancing relational bonds with the websites while others are detrimental? The purpose of this paper is to investigate the impact of types of customization on commitment toward the website. Building on the conceptual framework of levels of processing (Craik, F. and Lockhart, R., 1973), this paper identified remembering, comprehension and association as the types of customization. An experiment with pretest-post test control group (N = 100) was designed to assess the impact of these three types of customization on commitment.
The commitment variable is composed of affective attachment, perceived cost and desire to stay with the website. The results indicated that the presence of customization, in general, significantly induce positive affective attachment, perceived cost and a higher tendency to stay with the website than that without any customization. In respect to the types of customization, the comprehension and the association types significantly elicited positive affective attachment, perceived cost and desire to stay with the website. Remembering type was found insignificant on all dependent measures as compared with absence of customization. Implications of the findings are discussed. |
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| Document Type: |
PDF |
| Page count: |
30 |
| Word count: |
12896 |
| Text sample: |
| Student Paper: Banking with Personalized Touch Banking with a personalized touch: Impacts of website customization types on users’ commitment An earlier version of this paper presented at Human Communication and Technology Division National Communication Association Annual Conference Boston Nov. 2005 Banking with a personalized touch: Impacts of website customization types on users’ commitment Abstract It is widely accepted as a truth in the business industry that customization is an indispensable element for viable e-commerce websites. However some critical questions |
| : Quorum Books Tiwana A. (2001). The essential guide to knowledge management: E-business and CRM applications. NJ: Prentice Hall PTR. Treisman A. (1979). The psychological reality of levels of processing. In L. Cermak & F. Craik. (ed.). Levels of processing in human memory. Lawrence Erlbaum Associates. Wells N. and Wolfers J. (2000). Finance with a personalized touch. Communication of the ACM 43 (8) 30-34. Hong Kong Economic Times. (2001 May 21). HSBC online banking increase 2 million customers p. |
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